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Payroll Deduction and Direct Deposit are two safe and easy ways to deposit funds into your accounts.
Payroll Deduction
Payroll Deduction is an easy way to save money and is
available to any member who has Direct Deposit. You
inform the Credit Union how much and where you want
your money applied - Savings, Club Accounts, Checking, Dependent Accounts, Loans, etc. Once payroll deduction has started, it continues until YOU make a change. Your total deduction amount is listed each week on your paystub.
You may have payroll deductions from more than one
employer.
Direct Deposit
Direct Deposit of your earnings from your employer, social security benefits, retirement, or pension plans is available to all members. Before you begin your direct deposit, you will need your complete credit union account number and our routing and transit number. KEMBA's RT Number is 271183727. It is always best to check with the credit union for account number accuracy. For your added convenience, the credit union will make distributions for you from each deposit into whatever account you like - Club Accounts, Checking, Savings, Dependent Accounts, Loan Payments, etc. To take advantage of the distribution benefit, you must contact the credit union office to set up your payroll deduction.
OnLine Bill Pay – Making Your Life Easier
Pay your monthly bills all from one convenient location with our OnLine Bill Pay. Consolidating all of your bills on one website eliminates the need to write checks and pay postage. OnLine Bill Pay allows you to pay virtually any company or anyone through your checking account. You have the ability to pay who you want and when you want with one time payments or recurring payments.
You must have a checking account to use this service. Bill Pay is FREE for members who have E-Statements, direct deposit, two (2) qualifying services* with KEMBA and make three (3) payments or more each month. Bill Pay is FREE to all members for the first three (3) months and $3.95 per month thereafter for unlimited usage.
Bill payments are only processed on actual business days and the payments can take anywhere from 3 to 7 business days to reach the payee. The main variable in processing time is whether the payee accepts electronic payments or requires a physical check. Your KEMBA Share Draft/Checking will be debited within 2 business days of the processing date specified. Electronic Bill Payment transactions appear on your monthly statements as ACH debits with the payee names.
OnLine Bill Pay is safe, secure and easy to use. To enroll, login into your KEMBA OnLine account, click on the Pay Bills Link on the left hand side menu and sign up with your checking account information.
*Qualifying Services include ATM/Debit Card, KEMBA VISA Platinum Credit Card, Home Equity Line of Credit, an Existing Loan, Certificate of Deposit, and an IRA Account.
With the MobiMoney™ app, you can be in control of your debit card all through your smartphone. This app will allow you to turn your debit card on/off when your card is lost, receive instant purchase alerts each time your card is used, restrict usage by merchants, locations, or amount and view debit card transaction history. This all adds another layer of security and helps reduce fraudulent transactions.
Simply download this FREE app from the Apple Store or Google Play Store, then register your Mastermoney™ ATM/Debit card by choosing the “New User? Register here” button on the app, type your 16 digit card number, enter your address, your three digit code on the back of your card, and the card expiration date, along with the last four numbers of SSN and then begin setting your preferences. Enjoy mobile card controls that help monitor and manage your debit card.
Have access to your account wherever you go with Mobile Banking. This service is FREE and allows you to check your balances, transfer funds, and view cleared checks all from a mobile device such as your smartphone or tablet. If you are already signed up for KEMBA OnLine, you will have instant access through your mobile device using the same login credentials. If you do not have OnLine access click here (link to https://www5.homecu.net/fi/kemba/svcsignupfrm.html) to sign up today.
For those members who have an IPhone or IPad, download our FREE app from the Apple store. Simply search KEMBA Peoria Credit Union and click on install.
With a simple text message, you can pay on a loan, look up your balances, or even make transfers between your accounts. Login to your online banking account and click Text Banking on the left side menu. Follow the simple set up instructions to register your phone. Now you have the benefits of having your account information at your fingertips. Please note message and data rates may apply. Check with your mobile provider.
Use the following commands:
To Receive Send This Text Message
Account Balance BAL[your access pin]
Account History HIS[access pin]
Loan Balance LBAL[access pin][loan number]
Loan History LHIS[access pin][loan number]
Account Type List ACC[access pin]
Loan List LOA[access pin]
Check Clearing CHK[access pin][check number]
PIN change PIN[access pin][new pin]
Transfer of Funds TRN[access pin][from type][to type][amount]
Payment on Loan PMT[access pin][from type][to loan number][amount]
HELP followed by any code
Regular recurring loan payments may be automatically posted to your loan from your KEMBA checking or savings account each month. Payment transfers are made on the 5th, 15th, and 25th of each month.
Your Credit Union also has the ability to automatically deduct and transfer your loan payment amount from your checking or savings account at another financial institution and apply to your loan at KEMBA. Funds are deducted and transferred on the 5th, 15th, and 25th of each month from the institution and applied directly to your loan at KEMBA.
Members who would like to set up a recurring automatic payment transfer need to contact the Credit Union office.
KEMBA accepts both wire in and wire out transfers from other financial institutions with the help of our corporate credit union. There is no charge for wire in transfers. Forms and instructions for a credit union wire may be found under our tools tab.
Policies are made available to KEMBA members at reduced premiums for their benefit and convenience. We have partnered with CUNA Mutual, AFLAC, and Monumental Life Insurance Company to provide these products. If you are interested in talking to a representative about Home, Vehicle, Life, Cancer, Extended Care, Long term Disability, Intensive Care or Accidental Insurance contact the Credit Union and we will be happy to give you the name or number of someone to answer your questions.
KEMBA’s Western Union Wire Service is for wire out locations only. Members will need the name of the party picking up the wire, location of the pick up, and type of identification the party will be using. Members may not pick up a Western Union wire at the Credit Union office.
The Credit Union sells individual postage stamps. Members may purchase up to 20 stamps at a time during normal business hours.
Our VISA Gift Cards are the perfect gift for everyone. They’re easy to purchase and fun to receive. How do they work? You simply choose a design option, pre-load the VISA Gift Card with any amount between $10 and $500, and give it away! The gift card is available for immediate use and is non-reloadable.
VISA Gift Cards are available in 3 styles that fit any person, any occasion, and can be used anywhere VISA is accepted worldwide, including in-store, online, and by phone. So they’re more functional than a gift certificate and much safer than cash. The recipient is able to use the gift card however and wherever they choose and you get to enjoy the convenience of one-stop shopping! No more fighting crowds, traffic, or choosing the right size, all for a low $3 processing fee per card.
Give them the gift that let’s them buy what they really want. To purchase a VISA Gift Card, please stop by or contact the credit union office.
Travel with peace of mind with a VISA TravelMoney Card. This prepaid debit card takes the place of traveler's checks and can be used worldwide anywhere VISA debit cards are accepted, including ATMs.
Other advantages include Emergency Card Replacement, Travel assistance, and 24/7 online account management so you can monitor your spending with the Internet Management Tool available at www.cumoney.com. And don't worry about running low on cash, the TravelMoney Card can be reloaded for $3.00 at anytime with funds from your Credit Union account with just a phone call.
For your ticket to safety and convenience when you travel, purchase a VISA TravelMoney Debit Card for $3 in any amount from $100 to $5,000.
We have partnered with Alloya Corporate Credit Union to provide RxSavings Plus, a FREE prescription discount card. This program is for individuals who want to save money on prescriptions not covered by their insurance plan or for those who do not have medical insurance.
This card is great for pet medications too, if the medication is also used to treat humans. There are no claim forms to complete and no limitations on how often you may use the card. And, it is accepted at over 60,000 pharmacies including Kroger.
Visit www.afcu.rxsavingsplus.com for more information and to print your discount card.
If you're looking for something that is good for the environment, safe and secure, convenient, and rewards you too, simplify your life with FREE electronic statements.
No more worrying about your statements getting lost or stolen in the mail or lying around in your mail box while you're away. No more stacks of clutter. No more worrying about identity theft. You can view your complete statement activity online from the comfort of your home or office when it's convenient for you.
EStatements include all of the same information as a paper statement. You will receive an email notification every time a new statement is available. And, it's there when you need it at the close of business each month. You can also download your eStatements to your computer or print out a hard copy if you wish. You have access to the last 24 months of statements (beginning from your time of enrollment) so you can review and print previous statements easily if needed. If you have several joint memberships (with different numbers), you can view all of your statements under one log in. This feature requires Credit Union setup. Just give us a call if you would like to link your accounts together.
For your convenience, when you open an account at KEMBA, you are automatically enrolled in eStatements. And, having eStatements is one of the qualifying services for our Membership Rewards Program that enables you to receive a discount on loan rates.
If you do not want to receive eStatements, you must notify the Credit Union in writing that you wish to receive a paper statement.
License stickers for automobiles, trucks, motorcycles, and trailers are sold Monday through Friday during normal business hours. Trailers must weigh less than 3,000 pounds and trucks must weigh below 8,000 pounds for stickers available at the credit union.
The renewal fee for members is $3.00 per sticker. Non-members may purchase stickers from the credit union for a fee of $5.50 per sticker.
Renewal stickers can only be provided if the complete registration form (both top and bottom) from the Secretary of State’s Office is received at the time of purchase.
Renewal stickers are available at the credit union up to 30 days after expiration.
We offer MoneyGram Money Orders for any amount up to $1,000. There are several visible security features on the MoneyGram and it may be used as an International money order as well. The charge for each money order is $2.00. |
