KEMBA offers FREE CHECKING to members with NO MONTHLY SERVICE CHARGE, NO PER CHECK FEE, NO MINIMUM BALANCE REQUIREMENT, OVERDRAFT PROTECTION, FREE MASTERMONEY™ ATM/DEBIT CARDS and INTEREST PAID MONTHLY.

You receive your first 50 checks FREE from KEMBA.

• Automatic overdraft protection guarantees the transfer of available funds in your savings account to your share draft account should you overdraw the account.
• Courtesy Pay overdraft program is available to qualifying share draft (checking) accounts as an additional benefit. Courtesy Pay is not a loan or an overdraft line of credit and should not be viewed as an encouragement to overdraw your account. No application is required for Courtesy Pay. Eligibility for the Courtesy Pay benefit is based on responsible management of your credit union accounts.
• Electronic statements are made available monthly and may be viewed and/or printed by using your KEMBA on LINE password. If you do not have access to a computer, you may request that a paper statement be mailed to you.
• KEMBA offers MASTERMONEY™ ATM/DEBIT cards, FREE of charge, to all members who have a share draft account. Your KEMBA MasterMoney™ card may be used like a credit card anywhere that MasterCard is accepted. To reduce chances of fraud, MasterMoney™ on line purchases features MasterCard SecureCode. Your new card may also be used for savings and checking withdrawals at any ATM machine that displays the NYCE, PULSE, or MasterCard symbols. Another great feature of our MasterMoney™ ATM/Debit card is that deposits can be made at any ATM machine that displays the NYCE logo nationwide.
• All types of Direct Deposit and payroll distributions are available for our members

Would you like to open a checking account? Email your request to us and we will send you the information needed to open your share draft account.